The Reverse Mortgage Programme* of HKMC Insurance Limited allows successful applicants to use their residential property in Hong Kong as security to borrow from a participating bank. Borrowers will receive monthly payouts and continue to stay in their property for the rest of their life.
To find out more, please click here to visit The Hong Kong Mortgage Corporation Limited website or contact our branch staff.
*The Reverse Mortgage Programme is operated by HKMC Insurance Limited (HKMCI) which is wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited. Mortgage loans will only be offered to customers who meet the eligibility criteria for the Reverse Mortgage Programme set out by HKMCI from time to time. The relevant terms and conditions are subject to the announcement and final approval of HKMCI.
Specialized service now available at all branches! To find out more, please contact our branch staff or call our Customer Service Hotline at 2818 0282.
st August 2019 (Wednesday) at Royal Courtyard (Shek Mun Restaurant). Guest speakers from The Hong Kong Mortgage Corporation Limited will share how to plan for your retirement by leveraging on HKMC Retirement Solutions.
| Date and Time | 21 st August 2019 (Wednesday) 3:15 p.m. – 4:45 p.m. （Registration starts at 3:00 p.m.） |
| Speakers | Guest speakers from The Hong Kong Mortgage Corporation Limited |
| Target | Person who is retired or planning to retire |
| Venue | Royal Courtyard (Shek Mun Restaurant) 3/F, Kings Wing Plaza 2, 1 On Kwan Street, Shek Mun, Sha Tin |
--> "Reverse Mortgage Pre-Application Reward"
| Promotion Period: | From 16 May 2019 until 31 August 2019 |
| Rewards: | HKD200 supermarket shopping coupon |
| Rewards Qualification: | Customers who complete the designated Reverse Mortgage procedure for the first time and set up HKD Current Savings Account of the Bank |
From 1 January 2024 to 31 December 2024, customers who successfully drawdown their reverse mortgage loans can enjoy 0.4% cash rebate of specified property value.
| Promotion Period: | From 1 January 2024 until 31 December 2024 |
| Rewards: | 0.4% Cash Rebate of Specified Property Value |
| Rewards Qualification: | Customers who successfully drawdown the reverse mortgage loans |
Offers are subject to the relevant terms and conditions. For details, please refer to the terms and conditions below.
The Policy Reverse Mortgage Programme is operated by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited, for people who are aged 55 or above to apply for policy reverse mortgage loans. Policy reverse mortgage is a loan arrangement. It enables borrowers to use their life insurance policy as collateral to borrow from a lender. In general, borrowers do not need to repay their policy reverse mortgage loan during lifetime.
To find out more, please click here to visit The Hong Kong Mortgage Corporation Limited website.
* Policy Reverse Mortgage loans will only be offered to customers who meet the eligibility criteria for the Policy Reverse Mortgage Programme set out by HKMCI from time to time. The relevant terms and conditions are subject to the announcement and final approval of HKMCI.
To provide you an expedited and convenient application process, 10 insurance plans issued by Hong Kong Life Insurance Limited (Hong Kong Life) as specified below are eligible for application of Policy Reverse Mortgage loan.
Specialized service now available at all branches. To find out more, please contact our branch staff or call our Customer Services Hotline at 2818 0282.
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